↑ 20%
Deliver over 20% faster approvals
for creditworthy applicants, accelerating access to financing while improving overall customer experience.
↑ 90%
Achieve more than 90% accuracy
in credit risk scoring compared to traditional methods, ensuring fair, transparent, and trustworthy decisions.
> 65% ↓
Reduce over 65% of manual involvement
in credit evaluation, boosting efficiency by allowing teams to focus on higher-value assessments.
Distinguish Clearly Between The Good, The Bad, & The “Middle”
Streamline Credit Approval: Advanced Risk Assessments
Utilise hybrid adaptive models for more accurate credit scoring. Instantly approve low-risk customers and reject high-risk ones to enhance operational efficiency and minimise non-performing loans.
Boost Revenue: Tailored Pricing for Medium Risk Customers
Implement targeted pricing strategies for medium risk customers by adjusting loan terms, amounts, and interest rates to optimise revenue without losing potential due to credit concerns.
Enhance Customer Insights: Alternative Data
Improve credit scoring accuracy with AI-powered data acquisition. Leverage external public data and additional data points, like digital footprints, to gain a deeper understanding of your customers and refine credit assessments.
Discover how NPL can be reduced while improving cash flow with collection optimisation AI